Financial Leasing
New opportunities for your business.
Leave a request and our experts will help you choose the financing program that best suits your business needs.
Who is financial leasing for?
Why is leasing better than a loan?
Higher approval rate
Leasing applications have a higher approval rate compared to bank loans.
Minimum restrictions
Long-term leasing places almost no restrictions on vehicle use.
Faster and simpler
You can acquire assets through leasing without lengthy bank approval processes
Save on taxes
Helps you save on profit taxes, deductions, and VAT by up to 40%
-
Submit your application on the website -
Our manager will contact you to provide a consultation -
Provide documents at the nearest branch -
Wait for a decision on your application
Leasing terms
Down payment
Interest rate
Leasing term
| Financing amount: | from KZT 5 million |
| Decision time: | up to 2 weeks |
| Leasing term: | from 13 to 60 months |
| Down payment: | from 15% to 50% (may be replaced with liquid collateral) |
| Interest rate: | from 19.8% (APR from 22.04%) to 24.95% (APR 29.14%) |
| Loan arrangement fee: | from 0.5% to 1.5% |
| The maximum age of individual entrepreneur | lessees is 65 years at the end of the financing term |
| Restrictions on the operating history of legal entities | No restrictions |
| The minimum registration period for legal entities or individual entrepreneurs | at least 12 months |
| Under financial leasing, financing may be granted even | if this requirement is not met, provided that the lessee includes a co-borrower and/or guarantor who is a close relative ((children who have reached the age of majority) and/or spouse, whose age at the end of the financing term does not exceed 65 years. |
| Месяц | Остаток долга | Процент | Платёж по остатку долга | Платёж |
|---|---|---|---|---|
Documents
A long-term lease of assets with the option to purchase them later.
Legal entities of all forms of ownership, individual entrepreneurs, and peasant farms
From 37 to 60 months
Car leasing: from 10%
Financial leasing: from 20%
Car leasing: up to 10 minutes.
Leasing: from 7 business days, provided that a complete set of documents is submitted.
No collateral is required, as the leased asset serves as security.
No, the application review is free of charge.
Yes, it ranges from 0.5% to 1% of the financing amount.
Yes, provided the customer meets the subsidy criteria of the Damu Entrepreneurship Development Fund.
Here’s how it works: The customer first reaches out to the leasing company. If the application gets approved, the entrepreneur then submits an application to the Damu Fund on their own.
Once there is a positive decision from the leasing company, the application can be submitted via:
1) the eGov portal
2) https://online.damu.kz/
3) a paper form through a Fund branch